Privacy Policy
Summary: OverPay does not collect, track, or sell your personal data. Your mortgage scenarios are stored locally on your device.
Information We Collect
OverPay does not collect personal information such as your name, email address, location, or identifiers.
Data You Enter in the App
Mortgage inputs and saved scenarios (such as balances, rates, overpayments and dates) are stored locally on your device. We do not have access to this data.
Subscriptions & Payments
If you purchase a subscription, payments are processed securely by Apple via the App Store. We do not receive or store your payment details.
Analytics & Tracking
OverPay does not use third-party analytics or advertising SDKs, and it does not track you across apps or websites.
Data Sharing
We do not sell, share, or transfer personal data to third parties.
Data Retention
Your data remains on your device. Deleting the app will permanently remove any locally stored scenarios.
Children’s Privacy
OverPay is intended for general audiences and does not knowingly collect data from children.
Changes to This Policy
We may update this Privacy Policy from time to time. If we make changes, we will update the effective date above.
Contact
If you have questions about this Privacy Policy, contact us at: hello@bowyer.digital